Calculators
Run the numbers before you offer
Three working calculators for the costs that surprise Greater Toronto Area buyers most. Estimates only, bring us the results and we'll pressure-test them against your actual situation.
Mortgage
What will the monthly payment be?
Payment, insurance and total interest at your price point.
Estimated monthly payment
$4,447/mo
- Mortgage amount$800,000
- Interest over 25 yrs$533,998
Estimate only, excludes property tax and insurance. Rates change daily; ask us for today's best.
Land transfer tax
What will the government take on closing?
Ontario LTT, Toronto's municipal tax, and first-time buyer rebates.
Total land transfer tax
$16,475
- Ontario LTT$16,475
Due on closing, paid through your lawyer. Toronto adds higher tiers above $3M, ask us if that applies.
CMHC insurance
What does a smaller down payment cost?
Default-insurance premiums on high-ratio mortgages.
CMHC insurance premium
$22,320
- Premium rate3.1% of loan
- Added to your mortgage$22,320
- Ontario PST (due at closing)$1,786
Required when the down payment is under 20%. At 20%+, no premium applies.
Before you offer
These are estimates. Your offer shouldn't be.
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227 – 1325 Eglinton Ave E, Mississauga, ON L4W 4L9
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Toronto, Brampton, Markham, Mississauga